Welcome to LTR
Start saving daily, weekly, or monthly and watch your money grow through trusted financial partners. Wealth is no longer for the few. It’s for everyone.
Create an AccountGrowth
LTR helps you save daily, weekly, or monthly and channel those funds into regulated, high-performing opportunities through our verified financial partners. Your savings work for you; earning steady returns while remaining accessible within 72 working hours whenever you need them.
Land Banking Scheme
Through trusted real estate partners, LTR gives you access to land banking opportunities that let you invest in carefully selected properties with long-term value growth. It’s a simple, disciplined way to build wealth through real estate; one contribution at a time.
Health Plans
LTR partners with trusted health plan providers to give you access to affordable health coverage for you and your family. From routine checkups to medical emergencies, our goal is to keep you protected while you focus on building wealth. Health and financial growth go hand in hand and LTR makes both possible.
Loans
Access flexible funding when you need it most. LTR provides quick and transparent loan options for business, education, or personal needs. With fair interest rates and simple repayment plans, we make it easier for you to take the next big step toward your goals; confidently and responsibly.
Disciplined savings and access to curated financial opportunities.
Our Mission
To make wealth creation accessible to everyone by providing simple, transparent, and secure financial solutions that empower individuals and businesses to grow sustainably.
Our Vision
To become a leading financial growth platform that transforms how people save, invest, and build wealth ;creating a world where financial freedom is achievable for all.
Our Goal
To bridge the gap between everyday earners and high-value financial opportunities through smart technology, trusted partnerships, and continuous innovation.
Making wealth creation accessible to everyone.
Growth
Our Growth plan allows you to save daily, weekly, or monthly and earn competitive returns through our verified financial partners. Your savings remain accessible within 72 working hours whenever you need them. It’s smart, flexible, and designed to help you build real wealth over time.
Land Banking Scheme
With LTR’s Land Banking Scheme, you can gradually invest in carefully selected real estate projects vetted for long-term value and security. Contribute consistently, watch your investment grow, and move closer to property ownership; one step at a time.
Health Plans
Through our partnership with reputable health insurance providers, we make it easy for you and your family to access affordable medical coverage. From routine checkups to emergencies, our Health Plans keep you secure and supported every day.
Because building wealth should be simple, secure, and within your reach.
Get StartedTrusted Growth Platform
We partner with reputable financial institutions to ensure your savings and investments are secure, transparent, and consistently rewarding. Every plan is designed to help you grow steadily — without the hidden risks.
Fast Access & Real Flexibility
Your money works for you but stays within your control. Save daily, weekly, or monthly and withdraw your funds within 72 working hours whenever you need them. Real freedom, real growth.
Start small. Grow big.
6 Months
- Lock in Period 180 Days
- Profit After 180 Days
- Minimum ₦10,000.00
- Maximum ₦10,000,000.00
3 Months
- Lock in Period 90 Days
- Profit After 90 Days
- Minimum ₦10,000.00
- Maximum ₦10,000,000.00
2 Weeks
- Lock in Period 14 Days
- Profit After 14 Days
- Minimum ₦1,000.00
- Maximum ₦100,000.00
Own a piece of tomorrow.
GoalSteps Test
- Interest Rate 1%
- Per Installment ₦1,000.00
- Installment Interval 7 Days
- Total Installment 1
- Deposit ₦1,000.00
- You Will Get ₦1,010.00
Starter
- Interest Rate 5%
- Per Installment ₦20,000.00
- Installment Interval 30 Days
- Total Installment 12
- Deposit ₦240,000.00
- You Will Get ₦252,000.00
Our Impact in Numbers
Real results. Real growth. Real people.
100+
Active and verified users
72hrs
Average processing time
4+
Trusted partners
1+
Countries We Serve
Frequently Asked Questions (FAQs)
Below are some of the most common questions people ask about LTR and how our platform works.
LTR connects you with affordable health insurance packages through certified health providers. Coverage varies by plan but typically includes hospital visits, medication, diagnostics, and emergency care.
The Growth plan allows you to save daily, weekly, or monthly while earning interest. Your savings are pooled and invested through our regulated financial partners to generate steady returns.
Simply visit app.ltr.ng, create an account, complete your KYC verification, and choose a savings or growth plan that fits your goals.
Anyone above 18 years of age can join LTR; whether you’re a student, trader, business owner, or professional looking to build sustainable financial growth.
LTR is a financial empowerment platform that helps individuals grow wealth through structured savings and access to verified financial products such as growth plans, land banking schemes, health plans, and loan opportunities.
yes
GoalSteps is a structured monthly contribution plan designed to help clients build capital steadily over a defined period; typically twelve months. Participants deposit a fixed amount each month. At the end of the term, they receive the full accumulated principal along with a predetermined profit yield.
Within the dashboard, users have access to all key account information through clearly organized tabs. These sections include details for each investment product—such as GoalSteps, Lock & Earn, and Active Loans. The dashboard also provides comprehensive records of all transactions, including Deposit History and Withdrawal History, enabling clients to monitor and manage their accounts with transparency and ease.
To initiate a withdrawal, navigate to your Dashboard. At the top of the dashboard’s navigation bar, you will find the Deposit section, which opens your Deposit History and also provides access to the Deposit action button for adding funds. The same streamlined process applies to withdrawals: selecting the corresponding Withdraw option allows you to review your Withdrawal History and submit a new withdrawal request.
As Featured In
